My teacher made a poignant analogy to me: Each time we practice we make a deposit. Each time we perform we make a withdraw.
Where can we go with this?
The goal here, I think, is balance. If we deposit all the time and don’t withdraw to use the money, the money goes to waste. If we withdraw all the time and don’t deposit any money, the money goes to waste.
A good financial plan seems quite similar to that of a good musician’s plan.